Advantages of Whole Life
  Is Level Term Best for You?
  Decreasing Term Explained
  Pros and Cons of Term Ins.
  Universal Life Advantages
  Is "Variable" Right for You?
  Variable Universal Life
  First and Second to Die
  Life Insurance Glossary
  Insurance Calculator
  Agent Lead Program
  Agent Signup

Use Our Online Calculator to Estimate the Amount of Additional Life Insurance You'll Need

1) Type In Your Income and Assets

Type in your present income


How many years will your spouse will require your annual income?


Current investment income from (rental annuities, properties, dividends, etc.)


Total all of your assets that can be cashed out within 4-6 months
(We suggest not liquidating retirement accounts due to excise tax penalties from the IRS)


The death benefit (face amount) of your present life insurance:


2) Type In Your Debts and Expenses

Total of all outstanding mortgage balances:


Total of all outstanding loans:


Estimated costs for final expenses: (medical, taxes, funeral, etc.)



3) Estimated College Expense and Child Support
*An average yearly tuition cost of about $15,000 to $20,000 is suggested.

Child: Monthly cost per child # of years child will require support: College expenses:
1 $ years
2 $ years
3 $ years
4 $ years
5 $ years

Approximated Additional Life Insurance Needed: $



















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